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Training Models to Explain Themselves: Counterfactuals as a First-Class Objective

Opening — Why this matters now As AI systems increasingly decide who gets a loan, a job interview, or access to public services, explanations have stopped being a philosophical luxury. They are now a regulatory, ethical, and operational requirement. Counterfactual explanations—“If your income were $5,000 higher, the loan would have been approved”—have emerged as one of the most intuitive tools for algorithmic recourse. ...

January 24, 2026 · 4 min · Zelina